Construction Cash Flow Forecasting London
We Forecast project income, costs, tax liabilities and upcoming payments to identify potential cash flow problems early and plan your finances with greater confidence.
Expertise Across Leading Accounting Software
Trusted by Construction Businesses Across the UK
ACCA Regulated Accountants
Professional accounting support backed by recognised industry standards.
500+ Construction Clients
Experience supporting businesses across the construction sector.
25+ Years of Construction Experience
Industry knowledge built around the financial realities of construction.
CIS & HMRC Expertise
Accurate records and support for your construction tax and compliance obligations.
Construction Focused Bookkeeping
Bookkeeping designed around projects, subcontractors, costs and cash flow.
Cash Flow Forecasting Built Around Construction
Construction cash flow is rarely straightforward. You may pay labour, materials and subcontractors before receiving payment from clients, while retentions, staged payments and tax liabilities can create further timing gaps. Our construction cash flow forecasting gives you a forward-looking view of when money is expected to come in and go out, helping you identify pressure points before they become cash shortages.
Cash comes in later than costs go out
Forecast income and payments based on project timelines and payment schedules.
Upcoming cash shortages are difficult to see
Build a forward-looking cash flow forecast to identify potential gaps early.
Retentions and delayed payments affect available cash
Track expected payment and retention release dates
Tax and supplier payments create pressure
Include Corporation Tax, VAT, PAYE, CIS and other upcoming commitments
Construction Cash Flow Forecasting Services
Cash flow forecasting should show more than your current bank balance. We build a forward-looking picture of your expected income, costs and commitments so you can plan before pressure builds.Our CIS Accounting Services help construction businesses manage their monthly CIS obligations accurately while keeping records organised for HMRC.
Rolling Cash Flow Forecasts
Regularly update your forecast as actual income and expenditure change, keeping your cash position current rather than relying on an outdated projection.
Project Cash Flow Forecasting
Forecast cash inflows and outflows across individual construction projects to understand how each job may affect your wider cash position.
Income & Payment Forecasting
Map expected client payments, staged payments, applications for payment and payment dates so you can see when cash is likely to arrive.
Labour & Subcontractor Costs
Factor wages, subcontractor payments, materials, plant and other project costs into your forecast based on when they are expected to be paid.
Retention Tracking
Track money retained on construction contracts and expected release dates so cash that is tied up does not disappear from your planning.
Tax & HMRC Liabilities
Include Corporation Tax, VAT, PAYE and CIS payments in your cash flow forecast so major tax obligations do not come as unexpected demands on available cash.
Working Capital Planning
Understand how much working capital your business may need to fund projects while waiting for customer payments.
Scenario & Cash Flow Planning
Model different scenarios such as delayed customer payments, increased project costs, taking on a new contract or losing a major project to understand the potential effect on your cash position.
The Cost of Poor Cash Flow Planning
A construction business can be profitable on paper and still struggle to pay wages, suppliers or HMRC when cash arrives later than costs fall due. Without forward-looking cash flow forecasting, potential shortages can remain hidden until they become urgent. Construction-specific sources highlight delayed payments, retentions, upfront project costs and tax obligations as key factors affecting construction cash flow.
Stay Ahead of Cash Flow Pressure
Cash flow forecasting is most valuable when there is still time to act. White Weaver helps construction businesses identify upcoming pressure points, understand what is driving them and plan ahead rather than reacting when cash is already tight.
- Monitor expected cash inflows and outflows
- Identify potential cash flow gaps early
- Track project payment timings
- Monitor retentions and delayed receipts
- Plan for tax and HMRC payments
- Review working capital requirements
- Assess the impact of new projects
- Model different cash flow scenarios
How Our Process Works
Free Consultation & Quote
We understand your projects, payment terms, current cash position and upcoming commitments.
Build Your Forecast
We bring together expected income, project costs, tax liabilities and other financial commitments.
Review & Reforecast
We review actual results against the forecast and update your projections as your business and projects change.
Trusted By Construction Businesses
We can see cash pressure before it becomes a problem. The forecast gives us a much clearer view of upcoming payments and helps us plan around our projects.
Our project cash flow is much easier to manage. We can now see when client payments are expected and where costs are likely to put pressure on cash.
We finally have a forward view of our finances. Instead of reacting when the bank balance gets tight, we can plan ahead and make decisions with greater confidence.
Plan Your Cash With Confidence
Know what is coming in, what is going out and where pressure could arise.
Get construction cash flow forecasting built around your projects, payment timings, costs and future commitments.
FAQs
What is construction cash flow forecasting?
It is a forward-looking projection of when money is expected to enter and leave your construction business, helping you identify potential cash shortages before they occur.
Why is cash flow forecasting important for construction businesses?
Construction businesses often pay labour, materials and subcontractors before receiving client payments. Forecasting helps you understand the timing gap and plan your available cash accordingly.
What does a construction cash flow forecast include?
It can include project income, staged payments, labour, materials, subcontractors, plant, overheads, tax liabilities, retentions and other expected payments.
Can you forecast cash flow by project?
Yes. Project-level cash flow forecasting can show how individual jobs affect your wider business cash position.
Can you include retentions?
Yes. Retentions can be included as separate expected cash inflows based on their anticipated release dates.
Can you include CIS, VAT and Corporation Tax?
Yes. Upcoming CIS, VAT, Corporation Tax and other tax liabilities can be incorporated into the forecast to help you plan for major payments.
What is a rolling cash flow forecast?
A rolling forecast is regularly updated as actual income and costs become known, extending the forecast further into the future rather than preparing it once and leaving it unchanged.
How far ahead should a construction business forecast?
The appropriate period depends on your projects, payment terms and financial position. A shorter-term weekly forecast can help identify immediate pressure, while a longer forecast can support project and business planning. Some construction-focused practices use 13-week rolling forecasts for short-term visibility.
